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Hail size vs. damage: a field guide for PDR estimators

Pea to softball — what each hail size actually does to a vehicle, and how to set expectations before you pop the trunk.

By Hail Nexus

Customers describe hail in fruit and sports equipment. Adjusters think in inches. A good estimator translates between the two without a tape measure. Here’s the working scale.

Report term Diameter What it does to a car
Pea 0.25“ Cosmetic at worst; rarely a claim
Quarter 1.0“ Light dimpling on horizontal panels
Golf ball 1.75“ Consistent denting, hood/roof/trunk
Hen egg 2.0“ Heavy denting, some cracked glass
Tennis ball 2.5“ Severe; broken glass common
Baseball+ 2.75“+ Total-loss territory on soft panels

Why the panel matters as much as the stone

A 1.75“ stone falling straight down hammers horizontal surfaces — hood, roof, trunk lid — far harder than the doors. Wind-driven hail changes the geometry entirely and puts dents on quarter panels and pillars you’d otherwise skip. When you read a report, note whether comments mention wind; it changes where you’ll spend your matrix.

Set the estimate before you open the door

Knowing the reported size for a given county lets you walk up already knowing the likely severity tier. That’s the difference between a confident estimate and a guess. Pair the live hail map with the Hail Nexus CRM pricing engine and the size feeds straight into a consistent estimate.

Draft — verify diameters against your own matrix and add photos before publishing.